Mortgage Pre-Approval
Obtain the Best Rates & Lowest Closing
Costs
When you are ready to purchase a home,
it makes sense to negotiate from the strongest position possible. In a
strong real estate market, sellers can be more selective in the final buyer
they choose to negotiate with. In such a crazed seller's market, it's not
uncommon for a home seller to receive multiple offers on their property.
With that said; there are certain things you can do to make certain that
your offer is the one Seller goes with.
The vast majority of Purchaser's today
go about the process entirely wrong, putting themselves at an overwhelming
disadvantage!
Let's look at this from the Sellers
perspective for a moment. If you were the Seller and had multiple offers
on your property, all things being equal, would you accept the one with
Certificate of Financing Approval or the one that was still conditional
on Financing? The answer is obvious. Why then, do so many buyers wait to
start the financing until after they have found the home?
What I have found is that those buyers
are usually very good, qualified buyers and are not worried about getting
approved. Even though they usually are correct and will ultimately be Approved,
the Seller in most cases has no guarantees.
Lastly, from a cost savings perspective...
As a prospective purchaser, it makes
all the more sense to start the financing early on so you can get a firm
handle on your interest rate and estimate of points and closing costs.
If you do this before finding a home, you are not under any time constraints
and are less likely to over pay like a buyer who has found a home and is
under strict time constraints.
Should you decide that you wish to take
advantage of Pre-Approval, simply complete the form below. We will forward
your information to one of our preferred mortgage professionals who can
assist you in locating the absolute best mortgage rate and lowest closing
costs possible.
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